All prizes are stated in SGD. Prizes are subject to change, in which case a prize of equal value may be substituted at the Organizer’s sole discretion. All prizes are non-transferable, non-refundable and non-exchangeable. Any taxes incurred on the prizes are the sole responsibility of the prize winners. All cash prizes will awarded via bank transfer, and any taxes incurred will be deducted from the winner’s prize money. The Organizers reserve the right to amend the terms and conditions without prior notice. All decisions made by the organizers are final.